Chloe Pays Up, page 1
Chloe Pays Up Book 1
By, Bridy McAvoy
All rights reserved
Copyright © Oct 2024, Bridy McAvoy
Cover Art Copyright © Oct 2024, Brightling Spur
Names, characters and incidents depicted in this book are products of the author’s imagination or are used fictitiously. Any resemblance to actual events, locales, organizations, or persons, living or dead, is entirely coincidental and beyond the intent of the author.
No part of this book may be reproduced or shared by any electronic or mechanical means, including but not limited to printing, file sharing, and email, without prior written permission from the author, Bridy McAvoy.
Dedication
To everyone who helped me write this. Especially my husband who encouraged me to explore my fantasies in print.
Chloe Pays Up Book 1,
When I opened the door to my girlfriend and smiled a hello, she giggled. I guess it was my expression that triggered that reaction from Chloe. At least, I hoped so. I already knew she was gorgeous. We’d only been going out for three weeks, and already I could feel the hard stares from the guys on campus because I’d bagged the best-looking girl at the college. Here she was on my doorstep, looking unbelievably cute. The plain white T-shirt was tight and emphasized her bust without revealing much. Correction, her nipples were tight and showed bumps on the front of the garment, but nothing more than that. Not that that wasn’t enough. Her denim miniskirt might be regulation campus clothing, but the way she wore it made the most of her gorgeous, muscular but thin, and very long legs. I didn’t need to see a back view, which I currently couldn’t, to know the skirt emphasized her tight ass in exactly the same way.
“It’s nice to be appreciated.” She giggled again. “Aren’t you going to ask me in?”
“Of course. Of course, I am. Come in, please. Sorry, you kinda took my breath away.”
I thanked my lucky stars for having both my housemates go home for the weekend, so there was the chance of some uninterrupted quality time with my girlfriend. Quality make-out time followed by some quality naked time. Well, I could hope, anyway.
It was the first time she’d been around to mine, so she was looking around with interest. I guess it was obvious to her that I’d attempted to clean up and tidy up. I suppose the fact the vacuum was still prominent in the corner of the room told her that.
“Nice place.”
“Please, I indicated the couch, not the newest looking piece of furniture, but not exactly ratty either. She looked at a couple of the stains on it and raised an eyebrow, but she was, at least, still smiling.
“Sorry, you know how it is.”
She shrugged. “Of course I do.”
“Drink? Coffee? We don’t tend to keep much alcohol in the house.”
“Coffee would be good. No alcohol. Can’t have you getting me drunk to get your wicked way with me.” The megawatt smile took any sting out of her words as she sat down, sweeping her skirt smooth underneath her. As she crossed her legs, the skirt rode up to expose even more of her succulent thighs.
“I said it’s nice to be appreciated, but don’t carry it too far, hey?”
It was my turn to shrug. “Sorry, it’s just you’re so fucking gorgeous.” I blushed as I realized I’d just sworn, but her smile didn’t waver.
“Fucking, or fuckable. Maybe the later if you start playing your cards right.”
I swallowed hard. Had she meant that? Was she telling me she was up for it? Fuck! I needed to get on my game and fast.
“Coffee coming right up. Won’t be a minute.”
I headed into the kitchen and quickly put the kettle on and grabbed the two cleanest mugs I could find. “Sorry, it’s not up to barista standards.”
“That’s okay, Andy. As it comes is fine for me.”
As I finished the coffee, I heard the TV fire up in the other room. She must have found the remote. The sound changed and then changed again as she flicked through the channels. It settled on something that had the resonance of a crowd cheering. I headed back through and put her coffee down on the side table nearest her. My own coffee went on the floor at the other end. We only had one side table.
She chuckled as I sat down. “I knew you were a little different. Maybe a keeper.”
“Oh, why?”
“You’re the first boyfriend I’ve had who hasn’t tried to snog my face off before I’m even in the door.”
Somehow, I found the perfect reply, or at least I thought it was perfect. “Only because I thought you’d like some coffee first, make sure your lips are nice and wet.”
“Ah, so I’m safe if I leave my coffee to go cold?”
“Only from my lips. I didn’t say anything about my fingers taking a little exploratory walk.”
I watched as a slow blush lit her face. She didn’t move away. Taking the bull by the horns, I shifted a little closer to her and gently rested my hand on her knee. So far, we’d not gone much further than kissing and a little touching. I’d been hoping today was the day, and she was certainly more than a little flirtatious.
On the TV, the crowd roared again, and her eyes returned to the game. I slid my hand an inch or two higher on her leg. She glanced down and smiled. “Not so fast, buster. I’m enjoying the game.”
“Oh, who’s playing?”
Seeing as the scoreboard currently filled the screen, I knew who was playing. She just rolled her eyes but remained watching as the action resumed. I’m not a big basketball fan, but I knew enough about it. The Chiefs were the current form team but, at the moment, were eight points behind in the third quarter.
“They’ll pull it out in the fourth quarter.”
“No chance they’ll lose by six or more.”
I didn’t want to talk about sports, but Chloe had turned the conversation in that direction, and it was clear she was a bigger fan than I’d anticipated. Still, her idea that the Chiefs could overturn an eight-point deficit and go on to win was a huge call.
She twisted to look at me, the expression on her face was clear, you prepared to put your money where your mouth is?
Well, I wasn’t going to turn down that challenge. “You want to convert that into a bet? A straight win, no point spread required, win or lose.”
She pouted. “Can’t.”
“Why not?”
“Don’t have any cash on me.”
“I’ll take your marker.”
Her smile morphed into a glare. “I don’t do markers. Full stop. Period.”
“Okay, okay, no marker, so what do you suggest?”
Her frown morphed back into a smile, and a naughty one at that.
“How about this, if I win…”
“Which you won’t.”
“If I win, then you have to seduce me out of my clothes and eat me to two climaxes while your flies remain closed.”
I swallowed hard. “What happens after that?”
“After I’ve cum twice, what do you think will happen?”
“Ah. And what about if I win?”
“Which you won’t. Let me see. She paused for a moment, I was pretty sure it was simply a theatrical device. “If you win, then how about… I do a nice sensual striptease for you and then blow you. Again, after that, we’ll see what happens. I should warn you, I’m banking on you having exceptional recovery speed.”
I chuckled. “Never had any complaints.” It was the truth, but not for the right reason. I’d never been in a situation where I could consider going again. It had always been a fumble in the bushes or the back of a car. Chloe operated on a totally different level, one I was going to have to match or, rather obviously, lose her.
Still, I couldn’t back out, not now. “It’s a bet.”
We solemnly shook hands and sat back to watch the game. I put my hand back on her knee, but she brushed it off. “No interfering with the bet, and no free samples.”
“I wasn’t…”
She rolled her eyes again. “Joking, except the no free samples bit.”
He put his hand back on her knee, and she didn’t push it off again. She also cuddled up to his shoulder as I put my other arm around her.
“Chloe…”
“Ssh… Watch the game.”
It wasn’t easy with my semi tightening my pants.
* * * *
The Chiefs mounted a spirited fightback in the fourth quarter, actually matching their opponents point for point. Then, with just over a minute to go, the other team scored a three-pointer and managed to hold up play in the middle of the court. Finally, the Chief's best player broke down the flank and tried a massive Hail Mary pass from well outside the scoring zone. I held my breath, and Chloe did, too, as the ball flew toward the basket. It hit the ring and bounced once, then again, and then fell away outside as the hooter went. The Chiefs had lost by three, not won. I’d won the bet.
“Damn. I thought I had you there.” She giggled. “I was looking forward to grinding your face into my mound.”
I shivered. This was turning out to be a very much better day, even than the one I’d hoped for.
“I won’t hold you to…”
“Do not finish that sentence, buster.”
I did the right thing and stopped, the words dying on my lips.
“That’s better. Look, one thing you need to know about me.” She paused, but I stayed silent. “I never, ever, welch on a bet. I made the bet, I set the terms, so now I get to pay up. You got a decent sound system around here? I need some music. Something smooth and sensual but with a good beat.”
& nbsp; It appeared Chloe was completely ready to do as she’d bet and perform a striptease for me. The hottest girl on campus was about to strip naked for me. Hell, why was I still sitting here, not digging through my cell to find the music I wanted her to dance to?
I pulled my arm from behind her and grabbed my cell quickly, pulling up Apple Music and searching for smooth rock.
After a quick scroll, I looked up to see her smiling as she watched me.
“Can’t find anything modern, but there’s Drive by the Cars, and there’s Africa by Toto. There’s also virtually anything by the Eagles, but I tend to think they’re a bit too downbeat.”
I could see what she was thinking. “Play me a bit of the Toto one.”
She nodded along to it. “Can you put that through the sound system over there?”
“Yeah, it’ll hook up by Bluetooth.”
“Perfect, put it on repeat.”
As the sound started to fill the room, she rose to her feet and moved to stand in front of the TV. I quickly grabbed the remote for that and turned it off as she started to sway to the music.
Despite her reaction, I had to try again. “I meant it, you know, you don’t have to…”
“Would you have eaten me to two climaxes if the Chiefs had won?”
“Of course. It would have been an absolute pleasure.”
She giggled. “Then allow me my pleasure by doing this for you.” She paused. But continued to sway, her fingertips toying with the hem of her untucked T-shirt. “And it is a pleasure. Among the boyfriends I’ve had at college, you’ve been unique, you know.”
“Unique, in what way?”
“We’ve been on four dates, right? Today is number five.”
I nodded.
“You’re the only guy who hasn’t tried to get in my pants before the end of the second date. At least half of them expected me to put out on the first date. The fact that you waited for a definite signal from me is a huge plus for me. I mean it, a huge plus for you.” Her smile widened. “And now, baby, you are going to get the ride of your fucking life. This is my signal. Okay?”
I swallowed hard and leaned back on the couch, smiling at her. Her smile became a grin, and her hip movements became more pronounced. I glanced toward the windows. The blinds were angled to stop the sun streaming in, but the window wasn’t fully covered.
Chloe saw where I was looking. “Leave them. I’m not bothered. I want your eyes front and center. Understood?”
I nodded as she started to inch the T-shirt higher, exposing a swathe of tight-toned abs that somehow looked as soft as anything. My mouth watered. She might have lost the bet, but if she really did go through with this, she was going to get hers as if she’d won, although my pants wouldn’t still be fastened by then, of course.
As she swayed, the T-shirt rose higher and higher, exposing more and more skin to my sight. She was very polished in her movements. I already knew she could dance, but I didn’t think this striptease was her first rodeo. The fact she wasn’t at all bothered about anyone outside seeing her was a telling factor, too. She was going to pay her debt, and that meant I was going to get to see everything. I couldn’t wait. If she’d simply ripped all her clothes off and got naked, I’d have been almost as happy. Perhaps not quite as teased, but definitely happy.
She had the T-shirt up in a band underneath her breasts now, and she paused for a moment but kept smiling as she changed her grip by crossing her arms in front of herself. I had lost track of the music, my eyes fixated on her, my ears listening to her breathing, and the occasional satisfied little sigh that came from her mouth.
With a sudden tug, she pulled the T-shirt up above her breasts and then paused there for a second, drinking in my reaction. I already knew she was gorgeous, but those breasts were out of this world. Her bra was soft lace, so soft it hadn’t imprinted its pattern into the tight T-shirt. Thin enough that it was translucent, not quite transparent, and I could see more than just a hint of her nipples through it. Now they were on show, they quickly hardened from the tiny points they had been into full-sized nubs. My mouth watered at the thought of getting my lips around them. My expression must have given me away because she giggled and arched her back as if offering those fabulous breasts to me. I’d had a hand on one of them precisely once, but that had been it, mid-kiss. Now they were there right in front of me, encased in flimsy lace, begging to be kissed and sucked, squeezed and pinched. I’d thought she was a B cup, but I was sure I’d guessed wrong. They were either a C or she was even more slender than I’d thought.
She gave another giggle, but it definitely wasn’t a nervous one, it was simply a recognition of what had to be lust on my face. Her hands dipped back to the rolled-up T-shirt and pulled it off over her head before dropping it to the floor beside her.
“Your choice, baby. Skirt next, or bra next?”
I gasped, I’d assumed she was going to go for the skirt next and showed me the panties that undoubtedly matched the bra. She had way too much class than to go on a date without matching her underwear, even if she wasn’t sure it would be seen. There again, maybe she had been sure, the bet just a pretext.
“Skirt.”
“Good choice, baby, good choice.”
Both hands moved to her left hip, and she started to unzip the skirt slowly. All the while, she kept moving her feet in time to the sultry rock beat of the music, Her hips swaying enticingly. The skirt tried to keep up, but the heavy-weight denim couldn’t quite manage it. Still, it was an arresting sight, and if I opened my mouth, I’d be drooling. She was good, so fucking good at this. No way was this the first time she’d done this. I didn’t give a flying fuck about that. She was doing this for me and, not incidentally, for herself. Nobody else. The entire world contracted to just the four walls of the room and the two of us, with her dancing out of her clothes for our mutual benefit. My cock was now painfully imprisoned in my pants, but I didn’t want to release it and threaten an interruption to her sensual exhibition.
As she slid her skirt down her legs, I was treated to the sight of the panties that matched her bra. I didn’t think the vertical line in the front of her panties was a seam, that had to be a partially obscured view of her tight slit. I’d dreamed of seeing it, but now it was there right in front of me. I licked my lips, and her smile widened before her glance dipped to take in the bulge in the front of my pants.
“It’s nice for a girl to be appreciated, but that looks a bit painful.”
“It is.”
“Free it. I’m not going to be offended.” She waved her hand up and down her body. “I think I’ve gone too far to pretend to be affronted by the sight of an erect cock.”
Although she kept dancing, she wasn’t stripping anymore as her gaze zeroed in on my crotch. It appeared she was as desperate to see my cock as I was to free it. Now was no time to be bashful, so my hands dipped to my fly and undid the buttons before slowly easing my pants and boxers down in a single movement. There was a moment of increased pain as the elastic caught on him, but then he bounced free, springing straight up.
She quirked an eyebrow, but her smile didn’t fade. “As I said, it’s nice for a girl to be appreciated.”
Chloe continued to dance, but somehow, there seemed to be more urgency to her movements. She flicked the shoulder straps of her bra down onto her arm, and then her hands went behind her back. I watched, breathless in anticipation, as the bra cups went slack across her breasts. Then one hand reappeared in front of her, crossing her chest to shield her breasts while the other hand worked the strap down and off on that side. She switched hands, not giving me a glimpse of her near-naked chest, and worked the bra all the way off. Her gorgeous breasts were now only shielded by her arm as the bra joined the rest of her clothes on the floor.
The music paused for a moment, giving her the perfect opportunity. Her hands raced skyward, entwining above her head, as her breasts bounced into my view for the first time. The music started again, and she started dancing again. Now, her movements were far more suggestive, far more of a bump and grind.
Freed now, her breasts tried to keep up with the rest of her body but were always slightly behind time. It was a fascinating and totally erotic sight to see her large breasts bobbing almost to their own rhythm.
“Oh, fuck!”
She grinned. “You like?”
